Hurricane Resources

Our hearts go out to those affected by Hurricanes Helene and Milton. We know this is a difficult time for many and we hope these resources will help you get back on your feet.

We're here to support you with any questions you have about insurance, remediation, rehab, buying or selling. If we don’t have the answers, we’ll guide you to a professional who can help. Don’t hesitate to reach out—we’re in this together.

  • FEMA Disaster Assistance

    You may be eligible for assistance from FEMA, including grants for temporary housing and home repairs. Learn more and apply here: FEMA Disaster Assistance.Remember you MUST apply for each storm separately!

    50% Rule - Find details about this new requirement here.

    2024 FEMA application deadlines:

    • Hurricane Debby - November 12

    • Hurricane Helene - November 27

    • Hurricane Milton - December 11

    SBA Disaster Loans

    The Small Business Administration offers low-interest disaster loans to homeowners, renters, and businesses. Find more details and apply here: SBA Disaster Loan Program.

    Up to $500,000 to replace or repair your primary residence. Interest rate is below 4%. No payment for 12 months and interest deferred for 12 months.

    Learn more here: https://www.usa.gov/disaster-small-business

    Operation Blue Roof

    Eligible residents can apply now through Tuesday, November 5th. Learn more here.

  • Florida Statute §193.155 (110% Rule) - State statute outlines exception 4(b) and how assessed value is handled due to property damage from a hurricane or other calamity

    Hillsborough County Tax Collector Hurricane Recovery Resource Center

    Pinellas County - Property Damage (Hurricane or Other Calamity) Tax Assessment Info - Learn more here

    Remember - All jurisdictions in Tampa Bay require permits for both demolition and construction!

  • Read the new flood disclosure requirement here.

  • Contractor/Restoration Company

    Lightning Restoration | Scott DeMalteris, Owner | 813-805-8120 | www.lightningrestore.com

    Public Adjusters

    Daryl James | 813-774-7634

    Shawn Thompson | 352-502-5928

    Ray Altieri | 813-695-8639

    Edwin Leal | 813-361-0140

    Nathan Sheppard | 239-633-0894 | nathan@policyholderadvocacygroup.com

    Mold Certified Inspector

    IET Mold Inspection - Karen Poet, RN, MBA | 727-446-7717 / 727-422-7800 | karenpoet@ietbuildinghealth.com

    Attorney

    Itzkowitz Law - Adam Itzkowitz | 631-457-2648 | adam@itzlawfirm.com

  • Milton Cleanup Hotline: 844-956-1386

    Florida Emergency Hotline: 1-800-342-3557

    Disaster Distress Helpline: 1-800-985-5990

    FEMA Registration: 1-800-621-3362

    Habitat for Humanity: 813-239-2248

  • Visit here for more information on FEMA, NHC, HUD, SBA, DOL, IRS and more.

  • Download Mold Guide Here

  • View guide here.