Hurricane Resources
Our hearts go out to those affected by Hurricanes Helene and Milton. We know this is a difficult time for many and we hope these resources will help you get back on your feet.
We're here to support you with any questions you have about insurance, remediation, rehab, buying or selling. If we don’t have the answers, we’ll guide you to a professional who can help. Don’t hesitate to reach out—we’re in this together.
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FEMA Disaster Assistance
You may be eligible for assistance from FEMA, including grants for temporary housing and home repairs. Learn more and apply here: FEMA Disaster Assistance.Remember you MUST apply for each storm separately!
50% Rule - Find details about this new requirement here.
2024 FEMA application deadlines:
Hurricane Debby - November 12
Hurricane Helene - November 27
Hurricane Milton - December 11
SBA Disaster Loans
The Small Business Administration offers low-interest disaster loans to homeowners, renters, and businesses. Find more details and apply here: SBA Disaster Loan Program.
Up to $500,000 to replace or repair your primary residence. Interest rate is below 4%. No payment for 12 months and interest deferred for 12 months.
Learn more here: https://www.usa.gov/disaster-small-business
Operation Blue Roof
Eligible residents can apply now through Tuesday, November 5th. Learn more here.
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Florida Statute §193.155 (110% Rule) - State statute outlines exception 4(b) and how assessed value is handled due to property damage from a hurricane or other calamity
Hillsborough County Tax Collector Hurricane Recovery Resource Center
Pinellas County - Property Damage (Hurricane or Other Calamity) Tax Assessment Info - Learn more here
Remember - All jurisdictions in Tampa Bay require permits for both demolition and construction!
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Read the new flood disclosure requirement here.
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Contractor/Restoration Company
Lightning Restoration | Scott DeMalteris, Owner | 813-805-8120 | www.lightningrestore.com
Public Adjusters
Daryl James | 813-774-7634
Shawn Thompson | 352-502-5928
Ray Altieri | 813-695-8639
Edwin Leal | 813-361-0140
Nathan Sheppard | 239-633-0894 | nathan@policyholderadvocacygroup.com
Mold Certified Inspector
IET Mold Inspection - Karen Poet, RN, MBA | 727-446-7717 / 727-422-7800 | karenpoet@ietbuildinghealth.com
Attorney
Itzkowitz Law - Adam Itzkowitz | 631-457-2648 | adam@itzlawfirm.com
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Milton Cleanup Hotline: 844-956-1386
Florida Emergency Hotline: 1-800-342-3557
Disaster Distress Helpline: 1-800-985-5990
FEMA Registration: 1-800-621-3362
Habitat for Humanity: 813-239-2248
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Visit here for more information on FEMA, NHC, HUD, SBA, DOL, IRS and more.
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